:root{--navy:#0B2545;--blue:#13315C;--teal:#0E8C84;--teal2:#13A89E;--ink:#17233a;--mut:#506078;--soft:#F2F6F9;--line:#dbe4ec;--red:#B3261E;--r:14px;--f1:'Fraunces',Georgia,serif;--f2:'Instrument Sans',system-ui,-apple-system,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;font:400 1.0625rem/1.65 var(--f2);color:var(--ink);background:#fff;overflow-x:hidden;padding-bottom:0}body.lock{overflow:hidden}
svg{max-width:100%}h1,h2,h3{font-family:var(--f1);color:var(--navy);line-height:1.15;margin:0 0 .5em;font-weight:600}
h1{font-size:clamp(2.1rem,6vw,3.9rem);letter-spacing:-.02em}h2{font-size:clamp(1.6rem,3.6vw,2.4rem)}h3{font-size:1.2rem}
p{margin:0 0 1em}a{color:var(--teal)}:focus-visible{outline:3px solid #f5a623;outline-offset:3px;border-radius:6px}
.wrap{width:min(1180px,100% - 2.5rem);margin:0 auto}.narrow{width:min(820px,100% - 2.5rem)}
.skip{position:absolute;left:-999px;background:#fff;padding:.7rem;z-index:99}.skip:focus{left:8px;top:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;padding:.7rem 1.3rem;border-radius:999px;font:600 1rem var(--f2);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .2s,background .2s}
.btn:hover{transform:translateY(-2px)}.btn.lg{padding:.9rem 1.6rem}.pri{background:var(--teal);color:#fff}.pri:hover{background:#0b756e}
.emg{background:var(--red);color:#fff}.emg:hover{background:#951f19}.ghost{border-color:var(--navy);color:var(--navy);background:transparent}.ghost:hover{background:var(--navy);color:#fff}.light{background:#fff;color:var(--navy)}
.ic{width:22px;height:22px;flex:none}.cic{width:34px;height:34px;color:var(--teal);margin-bottom:.8rem}.big{width:56px;height:56px}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid transparent}.hdr.sc{box-shadow:0 4px 18px rgba(11,37,69,.1);border-color:var(--line)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:1rem}.brand{white-space:nowrap;display:flex;gap:.7rem;align-items:center;text-decoration:none;color:var(--navy);font:600 1.15rem var(--f1)}.brand svg{width:40px;height:40px}.brand span{display:flex;flex-direction:column;line-height:1.15}.brand small{font:500 .72rem var(--f2);color:var(--mut)}
nav{display:flex;align-items:center;gap:1.1rem}nav>a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem;white-space:nowrap;padding:.4rem 0;border-bottom:2px solid transparent}nav>a:hover,nav>a[aria-current]{border-color:var(--teal2);color:var(--navy)}.nav-cta{display:flex;gap:.5rem}.nav-cta .btn{min-height:42px;padding:.45rem 1rem;font-size:.9rem}
.burger{display:none;width:48px;height:48px;border:1px solid var(--line);background:#fff;border-radius:12px;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}.burger span{width:22px;height:2px;background:var(--navy)}
.hero{background:linear-gradient(180deg,#eef5f9,#fff);padding:3rem 0 0;overflow:hidden}.herogrid{display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center}
.kick{color:var(--teal);font-weight:600;margin-bottom:.8rem}.lead{font-size:1.15rem;color:var(--mut);max-width:60ch}.btnrow{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:1.2rem}
.herovis{position:relative;animation:rise .9s ease both}.bld{display:block;width:100%;border-radius:28px;box-shadow:0 30px 60px -20px rgba(11,37,69,.4)}
.float{position:absolute;background:#fff;border:1px solid var(--line);border-radius:14px;padding:.7rem 1rem;display:grid;grid-template-columns:auto 1fr;column-gap:.6rem;box-shadow:0 14px 30px -12px rgba(11,37,69,.3);color:var(--teal);font-size:.85rem;animation:bob 6s ease-in-out infinite}.float b{color:var(--navy)}.float span{grid-column:2;color:var(--mut);font-size:.78rem}.f1{left:-4%;top:12%}.f2{right:-2%;top:42%;animation-delay:-2s}.f3{left:6%;bottom:6%;animation-delay:-4s}
@keyframes rise{from{opacity:0;transform:translateY(24px)}}@keyframes bob{50%{transform:translateY(-8px)}}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2.5rem;padding:1.2rem 0;border-top:1px solid var(--line);font-weight:600;color:var(--navy)}.trust div{display:flex;gap:.6rem;align-items:center}.trust .ic{color:var(--teal)}
.sec{padding:clamp(3rem,7vw,5.5rem) 0}.alt{background:var(--soft)}.sub{color:var(--mut);max-width:60ch;margin-bottom:2rem}.more{margin-top:2rem}
.grid{display:grid;gap:1.3rem}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.g1{grid-template-columns:1fr}
.two{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem;min-width:0}.dept{cursor:pointer;display:flex;flex-direction:column;transition:border-color .2s,box-shadow .2s}.dept:hover,.dept.hl{border-color:var(--teal2);box-shadow:0 14px 30px -16px rgba(11,37,69,.35)}.dept .btn{margin-top:auto}
.chips{list-style:none;padding:0;margin:0 0 1rem;display:flex;flex-wrap:wrap;gap:.4rem}.chips li{font-size:.8rem;background:var(--soft);border-radius:999px;padding:.2rem .7rem;color:var(--blue)}.rel{font-size:.9rem;color:var(--mut)}
.doc{display:grid;grid-template-columns:150px 1fr;gap:1.2rem;padding:1.2rem}.g3 .doc{grid-template-columns:1fr}.pw{border-radius:12px;overflow:hidden;align-self:start}.portrait{display:block;width:100%;height:auto}.pw.big{max-width:380px}.role{color:var(--teal);font-weight:600;margin-bottom:.3rem}.dep{font-size:.9rem;color:var(--mut)}.doc p{font-size:.95rem}
.filters{display:flex;flex-wrap:wrap;gap:.5rem;margin-bottom:1.6rem}.chip{min-height:44px;padding:.4rem 1rem;border:1px solid var(--line);border-radius:999px;background:#fff;font:500 .95rem var(--f2);cursor:pointer;color:var(--navy)}.chip[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}[hidden]{display:none!important}
.srch{display:block;max-width:420px;margin-bottom:1.5rem;font-weight:600}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;text-align:center}.stats b{display:block;font:600 clamp(1.8rem,4vw,2.8rem) var(--f1);color:var(--navy)}.stats span{color:var(--mut)}
.quote{margin:0}.quote blockquote{margin:0 0 1rem;font:500 1.1rem/1.5 var(--f1);color:var(--navy)}.quote figcaption{color:var(--mut);font-size:.9rem}
.emgband,.emghero{background:linear-gradient(135deg,#0B2545,#13315C);color:#fff}.emgband{padding:2.5rem 0}.emgband h2,.emghero h1{color:#fff}.emgband p{margin:0}.bandin{display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap}
.band{background:var(--soft);padding:2.5rem 0}.band h2{margin:0}.band .btn{margin-right:.5rem}
.emghero{padding:4rem 0;border-bottom:6px solid var(--red)}.emghero .lead{color:#cfe0ec}.bignum{margin:1rem 0}.bignum a{font:600 clamp(2rem,7vw,4rem) var(--f1);color:#fff;text-decoration:none}.warn{margin-top:1.5rem;background:rgba(255,255,255,.1);padding:1rem;border-radius:12px;max-width:60ch}
.tick{list-style:none;padding:0}.tick li{padding-left:1.7rem;position:relative;margin-bottom:.6rem}.tick li:before{content:"";position:absolute;left:0;top:.55em;width:.9rem;height:.5rem;border:solid var(--teal);border-width:0 0 2px 2px;transform:rotate(-45deg)}
.pagehd{background:var(--soft);padding:3.5rem 0 2.5rem;border-bottom:1px solid var(--line)}.pagehd h1{font-size:clamp(2rem,5vw,3.2rem)}.pagehd p{color:var(--mut);margin:0;font-size:1.15rem}
.scene{aspect-ratio:16/10;border-radius:10px;margin-bottom:1rem;display:grid;place-items:center;color:var(--navy);background:linear-gradient(135deg,hsl(var(--h),45%,92%),hsl(var(--h),40%,80%))}.scene .ic{color:var(--navy);margin:0}
.steps{list-style:none;padding:0;margin:0;counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem}.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem}.steps li:before{content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:600;margin-bottom:.8rem}
.art .cat{color:var(--teal);font-weight:600;font-size:.85rem;margin-bottom:.3rem}.pan{padding-top:1rem}.small{font-size:.85rem;color:var(--mut)}
.acc{border-bottom:1px solid var(--line)}.acc h3{margin:0;font-family:var(--f2)}.acc button{width:100%;min-height:56px;display:flex;justify-content:space-between;gap:1rem;align-items:center;text-align:left;background:none;border:0;font:600 1.05rem var(--f2);color:var(--navy);cursor:pointer;padding:.8rem 0}.acc button span{font-size:1.5rem;color:var(--teal)}
table{width:100%;border-collapse:collapse;font-size:.92rem}th,td{text-align:left;padding:.55rem .3rem;border-bottom:1px solid var(--line);vertical-align:top}th{font-weight:600;color:var(--navy);width:48%}
.card p .ic{vertical-align:-5px;margin-right:.3rem;color:var(--teal)}
form label{display:block;font-weight:600;font-size:.95rem;margin-bottom:1rem}.fgrid2{display:grid;grid-template-columns:1fr 1fr;gap:0 1.2rem}
input,select,textarea{display:block;width:100%;margin-top:.3rem;min-height:48px;padding:.65rem .8rem;border:1px solid #9bacbd;border-radius:10px;font:400 1rem var(--f2);background:#fff;color:var(--ink)}[aria-invalid=true]{border-color:var(--red)}.err{display:block;color:var(--red);font-weight:500}
#done{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:2rem;text-align:center}#sum{display:grid;grid-template-columns:auto 1fr;gap:.4rem 1rem;margin:1.5rem auto;max-width:520px;text-align:left}#sum dt{font-weight:600;color:var(--navy)}#sum dd{margin:0;overflow-wrap:anywhere}#done .btnrow{justify-content:center}
.check{width:72px;height:72px}.check circle{fill:none;stroke:var(--teal2);stroke-width:3;stroke-dasharray:151;stroke-dashoffset:151;animation:dr .6s .1s forwards}.check path{fill:none;stroke:var(--teal2);stroke-width:4;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:40;stroke-dashoffset:40;animation:dr .4s .6s forwards}@keyframes dr{to{stroke-dashoffset:0}}
.empty{color:var(--mut)}.fnote2{margin-top:1.5rem;color:var(--mut);font-size:.85rem}
.ftr{background:var(--navy);color:#cfe0ec;padding:3.5rem 0 1.5rem}.ftr h2{font:600 1rem var(--f2);color:#fff;margin-bottom:.8rem}.ftr a{color:#cfe0ec;text-decoration:none}.ftr a:hover{color:#fff;text-decoration:underline}.ftr .emg{color:#fff}.ftr ul{list-style:none;padding:0;margin:0}.ftr li{margin-bottom:.45rem;font-size:.95rem;overflow-wrap:anywhere}.fb{font:600 1.4rem var(--f1);color:#fff;display:block;margin-bottom:.6rem}.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1.3fr;gap:2rem}.fnote{margin-top:2rem;padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.15);font-size:.88rem}
.dock{display:none}.top{position:fixed;right:16px;bottom:16px;width:48px;height:48px;border-radius:50%;border:0;background:var(--navy);color:#fff;font-size:1.3rem;cursor:pointer;z-index:40}
.rv{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}.rv.in{opacity:1;transform:none}
@media(max-width:1100px){.g4{grid-template-columns:repeat(2,1fr)}.fgrid{grid-template-columns:repeat(3,1fr)}nav>a{font-size:.88rem}nav{gap:.8rem}}
@media(max-width:1240px){body{padding-bottom:0}.burger{display:flex}nav{position:fixed;inset:72px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 1.25rem 6rem;gap:0;transform:translateX(100%);visibility:hidden;transition:transform .3s,visibility .3s;overflow:auto}nav.open{transform:none;visibility:visible}nav>a{font-size:1.15rem;padding:1rem 0;min-height:52px;border-bottom:1px solid var(--line);white-space:normal}.nav-cta{flex-direction:column;margin-top:1rem}.nav-cta .btn{min-height:52px;font-size:1rem}}
@media(max-width:980px){body{padding-bottom:60px}.top{bottom:76px}.burger{display:flex}nav{position:fixed;inset:72px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 1.25rem 6rem;gap:0;transform:translateX(100%);visibility:hidden;transition:transform .3s,visibility .3s;overflow:auto}nav.open{transform:none;visibility:visible}nav>a{font-size:1.15rem;padding:1rem 0;min-height:52px;border-bottom:1px solid var(--line)}.nav-cta{flex-direction:column;margin-top:1rem}.nav-cta .btn{min-height:52px;font-size:1rem}
.herogrid,.two{grid-template-columns:1fr}.g3,.steps{grid-template-columns:repeat(2,1fr)}.trust,.stats{grid-template-columns:repeat(2,1fr)}.f1{left:0}.f2{right:0}
.dock{display:grid;grid-template-columns:repeat(3,1fr);position:fixed;left:0;right:0;bottom:0;z-index:45;background:var(--navy)}.dock a{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:60px;color:#fff;text-decoration:none;font-size:.8rem;font-weight:600;gap:2px}}
@media(max-width:700px){body{font-size:1rem}.g2,.g3,.g4,.steps,.fgrid2{grid-template-columns:1fr}.doc{grid-template-columns:1fr}.pw{max-width:220px}.fgrid{grid-template-columns:1fr 1fr}.fgrid>div:first-child{grid-column:1/-1}.btnrow .btn,.band .btn{width:100%;margin:0 0 .5rem}.float{font-size:.75rem;padding:.5rem .7rem}.float span{display:none}.brand small{display:none}}
@media(max-width:400px){.fgrid{grid-template-columns:1fr}.trust{grid-template-columns:1fr}.wrap{width:calc(100% - 2rem)}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}.rv{opacity:1;transform:none}}

.hero .light,.band .light{border-color:var(--navy)}.hero .light:hover,.band .light:hover{background:var(--navy);color:#fff}.ftr li a{display:inline-block;padding:.3rem 0}.card .btnrow{margin-top:.5rem}.card .btnrow .btn{min-height:48px}
@media(max-width:1240px) and (min-width:981px){.nav-cta{width:100%}}
@media(min-width:1241px) and (max-width:1420px){.wrap.hdr-in{width:calc(100% - 2rem)}nav{gap:.75rem}nav>a{font-size:.88rem}.nav-cta .btn{padding:.4rem .8rem;font-size:.85rem}.brand{font-size:1.05rem}.brand small{display:none}}